How Etsy fees work, with a worked example

Etsy takes more than one fee from a sale, and they are charged on different amounts. That is why the money that reaches your bank can be a surprise. This guide lists the fees with the rates we read on Etsy's own help pages on 2026-11-04. Etsy changes its fees from time to time, so confirm them on the pages linked at the end.

The fees in one list

• Listing fee. $0.20 USD each time you publish a listing, whether or not it sells. It is charged again for each extra item bought from a multi-quantity listing.
• Transaction fee. 6.5% of the item price plus any shipping you charge the buyer.
• Payment processing fee. A percentage plus a flat amount per order, taken from the total including shipping and sales tax. It depends on the country of your bank account. For a United States bank account it is 3% + $0.25. Etsy publishes the rate for each country on its payment processing page.
• Offsite Ads fee. Charged only when an order comes from an ad Etsy runs for you on another site: 15% if your shop earned under $10,000 in the last 365 days, 12% (and no opt-out) if it earned $10,000 or more, never more than $100 USD for one order.

Some sellers also pay other fees, for example a regulatory operating fee in certain countries, a currency conversion fee, or a deposit fee in countries with a minimum payout. Check your own payment account, because these depend on where you live.

A worked example

A shop with a United States bank account sells one item for $25 and charges $5 for shipping, so the buyer pays $30 before sales tax.

• Listing fee: $0.20
• Transaction fee: 6.5% of $30 = $1.95
• Payment processing: 3% of $30 = $0.90, plus $0.25 = $1.15
• Fees in total: $3.30

Now add your own costs. The item cost $8 to make, the postage label cost $4.50 and the packaging $0.50, so your costs are $13.00. Your profit is $30.00 - $3.30 - $13.00 = $13.70, which is 45.67% of the $30.00 you collected. If the same order came from an Offsite Ad at 15%, another $4.50 would come off and the profit would fall to $9.20, a margin of 30.67%. The same sale, but a very different result.

Things sellers often forget

• Payment processing is worked out on the total the buyer pays, including shipping and sales tax, not only on the item price.
• Shipping you charge is part of the amount the transaction fee applies to.
• Selling several items from one listing triggers the listing fee for each extra item.
• If your shop currency differs from your bank account currency, there can be a conversion fee.

How to use this when you set prices

Start from the margin you want rather than from the price you hope for. The Target Margin Price Calculator finds the lowest price that delivers it after fees, and the Etsy Fee & Profit Calculator shows exactly where the money goes on one sale. Every rate in them can be edited, so you can match your own country and situation.

Sources

Rates last checked on 2026-11-04 on Etsy's own pages:

• Etsy Fee Basics
• Etsy payment processing fees by country
• How Etsy Offsite Ads work

CodexValley is independent and is not affiliated with Etsy. This guide is general information, not financial advice.